|
|
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|
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|
|
|
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|
| 家庭自用汽车与非营业用车 |
第三者责任保险 |
机动车损失保险 |
车上人员责任险 |
盗抢险 |
玻璃单独破碎险 |
| 5万 |
10万 |
15万 |
20万 |
30万 |
50万 |
100万 |
1年以下 |
1-2年 |
2-6年 |
6年以上 |
| 基础保费 |
费率 |
基础保费 |
费率 |
基础保费 |
费率 |
基础保费 |
费率 |
驾驶人 |
乘客 |
基础保费 |
费率 |
国产玻璃 |
进口玻璃 |
| 家庭自用汽车 |
6座以下 |
673 |
972 |
1,108 |
1,204 |
1,359 |
1,631 |
2,124 |
566 |
1.35% |
539 |
1.28% |
533 |
1.27% |
549 |
1.31% |
0.41% |
0.26% |
120 |
0.41% |
0.21% |
0.36% |
| 6-10座 |
843 |
1,186 |
1,342 |
1,446 |
1,620 |
1,928 |
2,512 |
679 |
1.35% |
646 |
1.28% |
640 |
1.27% |
659 |
1.31% |
0.40% |
0.26% |
140 |
0.45% |
0.21% |
0.36% |
| 10座以上 |
843 |
1,186 |
1,342 |
1,446 |
1,620 |
1,928 |
2,512 |
679 |
1.35% |
646 |
1.28% |
640 |
1.27% |
659 |
1.31% |
0.40% |
0.26% |
140 |
0.45% |
0.25% |
0.44% |
企业
非营业客车 |
6座以下 |
714 |
1,007 |
1,138 |
1,227 |
1,374 |
1,635 |
2,130 |
368 |
1.22% |
351 |
1.16% |
347 |
1.15% |
358 |
1.18% |
0.41% |
0.25% |
120 |
0.39% |
0.15% |
0.28% |
| 6-10座 |
801 |
1,140 |
1,294 |
1,399 |
1,572 |
1,877 |
2,444 |
442 |
1.16% |
421 |
1.10% |
417 |
1.09% |
430 |
1.13% |
0.39% |
0.23% |
130 |
0.46% |
0.15% |
0.28% |
| 10-20座 |
872 |
1,245 |
1,414 |
1,530 |
1,722 |
2,058 |
2,681 |
442 |
1.24% |
421 |
1.18% |
417 |
1.17% |
430 |
1.21% |
0.39% |
0.23% |
130 |
0.48% |
0.17% |
0.32% |
| 20座以上 |
928 |
1,368 |
1,571 |
1,718 |
1,951 |
2,354 |
3,067 |
461 |
1.24% |
439 |
1.18% |
434 |
1.17% |
447 |
1.21% |
0.41% |
0.25% |
140 |
0.39% |
0.18% |
0.33% |
党政机关、事业团体
非营业客车 |
6座以下 |
594 |
837 |
947 |
1,021 |
1,143 |
1,360 |
1,771 |
285 |
0.95% |
272 |
0.90% |
269 |
0.89% |
277 |
0.92% |
0.39% |
0.24% |
110 |
0.33% |
0.15% |
0.28% |
| 6-10座 |
698 |
982 |
1,111 |
1,198 |
1,341 |
1,597 |
2,080 |
342 |
0.90% |
326 |
0.86% |
323 |
0.85% |
333 |
0.87% |
0.37% |
0.22% |
120 |
0.40% |
0.15% |
0.28% |
| 10-20座 |
767 |
1,081 |
1,222 |
1,318 |
1,476 |
1,756 |
2,288 |
342 |
0.95% |
326 |
0.90% |
323 |
0.89% |
333 |
0.92% |
0.37% |
0.22% |
120 |
0.42% |
0.17% |
0.32% |
| 20座以上 |
892 |
1,256 |
1,420 |
1,531 |
1,714 |
2,042 |
2,659 |
357 |
0.95% |
340 |
0.90% |
336 |
0.89% |
346 |
0.92% |
0.39% |
0.24% |
130 |
0.34% |
0.18% |
0.33% |
| 非营业货车 |
2吨以下 |
973 |
1,371 |
1,549 |
1,670 |
1,871 |
2,228 |
2,900 |
282 |
1.08% |
269 |
1.03% |
266 |
1.02% |
274 |
1.05% |
0.46% |
0.28% |
130 |
0.43% |
0.11% |
0.18% |
| 2-5吨 |
1,383 |
1,999 |
2,279 |
2,478 |
2,799 |
3,359 |
4,374 |
364 |
1.40% |
347 |
1.33% |
343 |
1.32% |
353 |
1.36% |
0.46% |
0.28% |
130 |
0.43% |
0.11% |
0.18% |
| 5-10吨 |
1,598 |
2,277 |
2,585 |
2,799 |
3,146 |
3,759 |
4,897 |
398 |
1.53% |
379 |
1.46% |
375 |
1.44% |
386 |
1.48% |
0.46% |
0.28% |
130 |
0.43% |
0.11% |
0.18% |
| 10吨以上 |
2,042 |
2,877 |
3,253 |
3,508 |
3,928 |
4,677 |
6,090 |
262 |
1.86% |
250 |
1.77% |
247 |
1.75% |
255 |
1.80% |
0.46% |
0.28% |
130 |
0.43% |
0.11% |
0.18% |
| 低速载货汽车 |
827 |
1,164 |
1,317 |
1,420 |
1,590 |
1,894 |
2,465 |
240 |
0.92% |
228 |
0.88% |
226 |
0.87% |
233 |
0.90% |
0.46% |
0.28% |
130 |
0.43% |
0.11% |
0.18% |
| 营业用车与特种车 |
第三者责任保险 |
机动车损失保险 |
车上人员责任险 |
盗抢险 |
玻璃单独破碎险 |
| 5万 |
10万 |
15万 |
20万 |
30万 |
50万 |
100万 |
2年以下 |
2-3年 |
3-4年 |
4年以上 |
| 基础保费 |
费率 |
基础保费 |
费率 |
基础保费 |
费率 |
基础保费 |
费率 |
驾驶人 |
乘客 |
基础保费 |
费率 |
国产玻璃 |
进口玻璃 |
出租、租赁
营业客车 |
6座以下 |
1,821 |
2,748 |
3,193 |
3,495 |
4,054 |
5,137 |
6,757 |
1009 |
3.14% |
999 |
3.11% |
989 |
3.08% |
1009 |
3.14% |
0.50% |
0.31% |
100 |
0.40% |
0.21% |
0.37% |
| 6-10座 |
1,973 |
2,978 |
3,461 |
3,787 |
4,394 |
5,569 |
7,325 |
1237 |
2.63% |
1225 |
2.60% |
1212 |
2.58% |
1237 |
2.63% |
0.41% |
0.25% |
90 |
0.43% |
0.20% |
0.34% |
| 10-20座 |
2,060 |
3,160 |
3,693 |
4,062 |
4,736 |
6,033 |
7,937 |
1219 |
2.27% |
1206 |
2.25% |
1194 |
2.23% |
1219 |
2.27% |
0.43% |
0.26% |
90 |
0.35% |
0.22% |
0.39% |
| 20－36座 |
2,881 |
4,551 |
5,366 |
5,957 |
7,011 |
9,008 |
11,848 |
993 |
1.90% |
983 |
1.88% |
973 |
1.86% |
993 |
1.90% |
0.43% |
0.26% |
80 |
0.36% |
0.27% |
0.46% |
| 36座以上 |
3,331 |
5,144 |
6,024 |
6,641 |
7,763 |
9,910 |
13,035 |
2563 |
2.19% |
2537 |
2.16% |
2511 |
2.14% |
2563 |
2.19% |
0.43% |
0.26% |
80 |
0.40% |
0.30% |
0.51% |
城市公交
营业客车 |
6-10座 |
1,860 |
2,807 |
3,263 |
3,570 |
4,143 |
5,249 |
6,904 |
1050 |
2.18% |
1040 |
2.16% |
1029 |
2.14% |
1050 |
2.18% |
0.43% |
0.26% |
60 |
0.46% |
0.21% |
0.34% |
| 10-20座 |
2,037 |
3,074 |
3,574 |
3,911 |
4,537 |
5,749 |
7,563 |
1035 |
1.88% |
1025 |
1.87% |
1015 |
1.85% |
1035 |
1.88% |
0.44% |
0.27% |
90 |
0.43% |
0.23% |
0.39% |
| 20－36座 |
3,076 |
4,730 |
5,531 |
6,088 |
7,105 |
9,057 |
11,913 |
848 |
1.57% |
839 |
1.56% |
831 |
1.54% |
848 |
1.57% |
0.50% |
0.31% |
90 |
0.35% |
0.28% |
0.48% |
| 36座以上 |
3,047 |
4,813 |
5,677 |
6,301 |
7,414 |
9,527 |
12,531 |
2161 |
1.81% |
2139 |
1.80% |
2118 |
1.78% |
2161 |
1.81% |
0.50% |
0.31% |
90 |
0.39% |
0.31% |
0.52% |
公路客运
营业客车 |
6-10座 |
1,949 |
2,941 |
3,418 |
3,740 |
4,340 |
5,500 |
7,234 |
1193 |
2.52% |
1181 |
2.50% |
1169 |
2.47% |
1193 |
2.52% |
0.43% |
0.26% |
60 |
0.47% |
0.21% |
0.35% |
| 10-20座 |
2,134 |
3,221 |
3,744 |
4,097 |
4,753 |
6,024 |
7,923 |
1175 |
2.18% |
1164 |
2.16% |
1152 |
2.14% |
1175 |
2.18% |
0.44% |
0.27% |
90 |
0.45% |
0.23% |
0.39% |
| 20－36座 |
3,264 |
4,927 |
5,727 |
6,267 |
7,270 |
9,214 |
12,120 |
959 |
1.82% |
949 |
1.80% |
939 |
1.78% |
959 |
1.82% |
0.50% |
0.31% |
80 |
0.36% |
0.28% |
0.48% |
| 36座以上 |
3,513 |
5,303 |
6,163 |
6,744 |
7,824 |
9,916 |
13,042 |
2468 |
2.10% |
2443 |
2.08% |
2419 |
2.06% |
2468 |
2.10% |
0.50% |
0.31% |
80 |
0.40% |
0.31% |
0.52% |
| 营业货车 |
2吨以下 |
1,428 |
2,226 |
2,619 |
2,884 |
3,396 |
4,256 |
5,559 |
861 |
1.98% |
852 |
1.96% |
844 |
1.94% |
861 |
1.98% |
0.75% |
0.47% |
130 |
0.44% |
0.13% |
0.19% |
| 2-5吨 |
2,436 |
3,798 |
4,469 |
4,920 |
5,793 |
7,263 |
9,486 |
1048 |
2.03% |
1037 |
2.01% |
1027 |
1.99% |
1048 |
2.03% |
0.75% |
0.47% |
130 |
0.44% |
0.13% |
0.19% |
| 5-10吨 |
2,692 |
4,197 |
4,939 |
5,438 |
6,402 |
8,027 |
10,484 |
1222 |
2.11% |
1210 |
2.09% |
1198 |
2.07% |
1222 |
2.11% |
0.75% |
0.47% |
130 |
0.44% |
0.13% |
0.19% |
| 10吨以上 |
3,878 |
6,046 |
7,114 |
7,833 |
9,223 |
11,561 |
15,101 |
2151 |
2.60% |
2130 |
2.57% |
2108 |
2.54% |
2151 |
2.60% |
0.75% |
0.47% |
130 |
0.44% |
0.13% |
0.19% |
| 低速载货汽车 |
1,213 |
1,892 |
2,226 |
2,451 |
2,886 |
3,618 |
4,725 |
732 |
1.68% |
724 |
1.67% |
717 |
1.65% |
732 |
1.68% |
0.75% |
0.47% |
130 |
0.44% |
0.13% |
0.19% |
| 特种车 |
特种车型一 |
3,561 |
5,703 |
6,768 |
7,516 |
8,925 |
11,282 |
14,736 |
1048 |
2.03% |
1037 |
2.01% |
1027 |
1.99% |
1048 |
2.03% |
0.55% |
0.37% |
120 |
0.52% |
0.10% |
0.18% |
| 特种车型二 |
2,389 |
3,076 |
3,476 |
3,844 |
4,658 |
6,102 |
8,994 |
480 |
0.89% |
475 |
0.88% |
471 |
0.88% |
480 |
0.89% |
0.55% |
0.37% |
130 |
0.51% |
0.10% |
0.19% |
| 特种车型三 |
1,094 |
1,430 |
1,623 |
1,806 |
2,195 |
2,887 |
4,229 |
415 |
0.78% |
411 |
0.77% |
407 |
0.76% |
415 |
0.78% |
0.55% |
0.37% |
130 |
0.51% |
0.10% |
0.21% |
| 特种车型四 |
3,383 |
5,418 |
6,430 |
7,516 |
9,372 |
11,846 |
15,473 |
1053 |
1.97% |
1043 |
1.95% |
1032 |
1.93% |
1053 |
1.97% |
0.55% |
0.37% |
140 |
0.51% |
0.11% |
0.23% |
| 摩托车与拖拉机 |
第三者责任保险 |
机动车损失保险 |
车上人员责任险 |
盗抢险 |
|
| 5万 |
10万 |
15万 |
20万 |
30万 |
50万 |
100万 |
基础保费 |
费率 |
驾驶人 |
乘客 |
基础保费 |
费率 |
| 摩托车 |
50CC及以下 |
60 |
78 |
88 |
99 |
118 |
157 |
225 |
15 |
2.08% |
0.50% |
25 |
1.00% |
|
| 50CC-250CC（含） |
82 |
111 |
126 |
142 |
171 |
226 |
331 |
21 |
2.74% |
0.50% |
25 |
1.00% |
| 250CC以上及侧三轮 |
143 |
182 |
205 |
226 |
273 |
353 |
517 |
30 |
4.12% |
0.50% |
25 |
1.00% |
|
|
兼用型拖拉机14.7KW及以下 |
312 |
390 |
436 |
469 |
514 |
600 |
780 |
29 |
0.63% |
0.50% |
25 |
1.00% |
| 兼用型拖拉机14.7KW以上 |
852 |
1,081 |
1,214 |
1,310 |
1,445 |
1,694 |
2,210 |
69 |
1.50% |
0.50% |
25 |
1.30% |
| 运输型拖拉机14.7KW及以下 |
750 |
937 |
1,046 |
1,125 |
1,234 |
1,440 |
1,871 |
|
|
0.50% |
25 |
1.00% |
| 运输型拖拉机14.7KW以上 |
1,230 |
1,561 |
1,755 |
1,892 |
2,086 |
2,447 |
3,194 |
|
|
0.50% |
25 |
1.30% |
| 备注 |
1、挂车根据实际的使用性质并按照对应吨位货车的30%计算。
2、如果责任限额为100万元以上，则保险费=A+0.9×N×（A-B），式中A指同档次限额为100万元时的保险费,B指同档次限额为50万元时的保险费；N=（限额-100万）/50万元，限额必须是50万元的整数倍。 |
挂车根据实际的使用性质并按照对应吨位货车的50%计算。 |
|
挂车根据实际的使用性质并按照对应吨位货车的50%计算。 |
对于特种车，防弹玻璃等特殊材质玻璃标准保费上浮10%。 |
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| 车身划痕损失险 |
|
不计免赔率特约条款 |
|
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|
| 车龄 |
保额（元） |
新车购置价（元） |
|
适用险种 |
费率 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| 30万以下 |
30-50万 |
50万以上 |
|
第三者责任保险 |
15% |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| 2年以下 |
2,000 |
400 |
585 |
850 |
|
机动车损失保险 |
15% |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| 5,000 |
570 |
900 |
1,100 |
|
车上人员责任险 |
15% |
|
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|
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|
|
|
|
|
|
|
|
|
|
| 10,000 |
760 |
1,170 |
1,500 |
|
车身划痕损失险 |
15% |
|
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|
|
| 20,000 |
1,140 |
1,780 |
2,250 |
|
盗抢险 |
20% |
|
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| 2年及以上 |
2,000 |
610 |
900 |
1,100 |
|
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| 5,000 |
850 |
1,350 |
1,500 |
|
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| 10,000 |
1,300 |
1,800 |
2,000 |
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| 20,000 |
1,900 |
2,600 |
3,000 |
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| 可选免赔额特约条款 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| 免赔额（元） |
新车购置价（元） |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| 5万以下 |
5-10万 |
10-20万 |
20-30万 |
30-50万 |
50万以上 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| 300 |
0.90 |
0.93 |
0.95 |
0.96 |
0.97 |
0.98 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| 500 |
0.81 |
0.87 |
0.91 |
0.94 |
0.96 |
0.96 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| 1,000 |
0.71 |
0.78 |
0.84 |
0.88 |
0.91 |
0.93 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| 2,000 |
0.58 |
0.62 |
0.71 |
0.78 |
0.86 |
0.90 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
